Welcome to Loans4Chennai

Home Loan

Home Loan for your dream home

The Home Loan is a loan taken by a borrower from the bank issued against the property or security intended to be bought on the part by the borrower giving the banker a conditional ownership over the property i.e. If the borrower is failed to pay back the loan, the banker can retrieve the lent money by selling the property.
Banks Loan Amount Rate of Interest Processing Fee Process Preclosure
ICICI BANK 10 LAKHS TO 10 CRORES 9.75% 1% 5 TO 7 DAYS 0%
HDFC BANK 10 LAKHS TO 10 CRORES 9.60% 1% 5 TO 7 DAYS 0%
AXIS BANK 10 LAKHS TO 10 CRORES 9.60% 1% 5 TO 7 DAYS 0%
CITI BANK 10 LAKHS TO 10 CRORES 10.00% 1% 5 TO 7 DAYS 0%
TATA CAPITAL 10 LAKHS TO 10 CRORES 13% 1% 5 TO 7 DAYS 0%
BAJAJ FIN 10 LAKHS TO 20 CRORES 10.25% 1% 5 TO 7 DAYS 0%
KOTAK 10 LAKHS TO 10 CRORES 9.50% 0.50% 5 TO 7 DAYS 0%
DHFL 10 LAKHS TO 10 CRORES 9.85% 0.75% 5 TO 7 DAYS 0%
IIFL 10 LAKHS TO 10 CRORES 10.15% 1% 5 TO 7 DAYS 0%
L&T 10 LAKHS TO 10 CRORES 10.25% 1% 5 TO 7 DAYS 0%
INDIA BULLS 10 LAKHS TO 10 CRORES 9.90% 1% 5 TO 7 DAYS 0%
SUNDARAM 10 LAKHS TO 10 CRORES 10.50% 1% 5 TO 7 DAYS 0%


Basic Points We Should Know About Home Loan

  • Any Person Aged Between 22-56 Years and Either a Salaried Person or a Business Man Can Avail Home Loan Very Easily.
  • You can Apply For A Home Loan to Purchase A Flat, A Individual House Or To Renovate Your Existing Home
  • Employed People With Minimum Salary of Rs.15, 000 and Above Can Get Home Loan in Short Time.
  • Home Loan Interest rates are normally varied from 9.5% to 15% and They Depend on Your Financial Eligibility and Past Loans Repayment History.
  • Home Loan Can Be Repaid in Easy Installments Ranging From 5 to 25 Years.
  • You Can Also Transfer Your Existing High Interest Home Loan For Lesser Rates.

Documents Required

Documents Required for Salaried Professional
  • Property details and documents.
  • Photograph, Identity Proof and PAN Card Xerox
  • Current Residence Proof / Permanent Address Proof
  • Salary slips for 3 months
  • 3 Months Bank Statements
  • Appointment Letter and Proof of Work Experience
Documents Required for Self Employed
  • Property details and documents.
  • Photograph, Identity Proof and PAN Card Xerox.
  • Current Residence Proof / Permanent Address Proof.
  • Business Continuity / Existence Proof 3 years old
  • Partnership deed & other mandatory documents
  • 6 Months Bank Statements
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